Car insurance that fits the way you drive
From daily commutes on I-15 to weekend road trips, we compare policies from multiple companies to find coverage that protects your car, your passengers and your finances.
Auto Insurance: what it can cover
Every policy is built around your vehicles and drivers. Common coverages include:
Liability
Pays for injuries or property damage you cause to others, and keeps you compliant with California's minimum requirements.
Collision
Helps pay to repair or replace your vehicle after an accident with another vehicle or object.
Comprehensive
Covers non-collision losses like theft, vandalism, falling objects and weather damage.
Uninsured motorist
Protects you if you're hit by a driver without adequate insurance.
Medical payments
Helps cover medical expenses for injuries sustained in an accident.
Coverage, limits and exclusions vary by carrier and policy. We'll walk you through the details of any policy before you buy.
Why DeWitt Insurance
- Independent agencyWe aren't tied to one company — we compare multiple carriers to find coverage that fits.
- Serving California since 1978Decades of experience helping families and businesses choose the right protection.
- Local office1081 Borden Rd., Ste. 107 in Escondido, serving Temecula, the Temecula Valley and North County.
- A real person answersCall (760) 747-9596 Monday–Friday, 8:30 AM – 4:30 PM.
Common questions
What is the minimum car insurance required in California?
California requires drivers to carry minimum liability coverage. We'll explain the state minimums and whether higher limits make sense for you.
How can I lower my premium?
Keeping a clean driving record, bundling policies and taking advantage of available discounts can all help. We'll check what you qualify for.
Can I get coverage with a less-than-perfect driving record?
Yes. We work with carriers that offer options for drivers with tickets or accidents on their record — call us to talk through your options.
What should I do after an accident?
Make sure everyone is safe, call emergency services if needed and document the scene. Then call us at (760) 747-9596 and we'll help you start the claim.
Ready to compare your options?
Get a free, no-obligation quote — or call and talk it through with a real person.